In many cases, no. However, in Utah, probate is necessary when…
(1) the deceased owned real property that was titled in his or her own name, such as land, a house or rental property; or
(2) the deceased died owning property exceeding $100,000.
Benefits that are paid to beneficiaries (like insurance or retirement benefits) are not included in the $100,000 amount. If property (regardless of total value) is owned by a trust or owned in joint tenancy, probate is not necessary. Even if probate is unnecessary, there are some circumstances when it may be advantageous to file a probate, such as to more effectively deal with creditors or in certain family situations.